Smart Debit

BACS payment is the preferred method of payment by over half of the UK's bill-paying population, with 33 million people using Direct Debit to pay their insurance and utility bills, make charitable donations and pay subscription fees to different services.

Direct Debit collection accounts for almost half of regular bill payments, and is now a more popular method of payment than cheques, cash, and credit and debit cards. The UK's mortgages, satellite bills, council tax, TV licences and gas, water and electricity bills have BACS payment as one of, if not their main method of payment, and this popularity is only growing.

With BACS payment, the amount and the date of payment can be selected by yourself, your customers or partners depending on the nature of your organisation, which offers unparalleled expediency for all parties involved.

Direct Debit collection is based primarily on offering more control to payees, so having a Direct Debit bureau offer your organisation versatility could be one of the main motives for a company or customer choosing to do business with you over your competitors. Everyone is looking for flexibility and if you are able to provide this, your edge in the market will become clear.

Making the most of SmartDebit's Direct Debit services is one of the most effective ways for your organisation to collect funds. The popularity of Direct Debit collection as a safe and efficient means of payment immediately offers your customers or partners a guaranteed secure and convenient way of paying you.

We have been providing our Direct Debit services for over a decade, and operate as a fully-approved BACS Commercial Direct Debit Bureau so you can rest assured that we have the expertise and experience to help your organisation flourish. In fact, we are one of the UK's largest BACS-approved bureaus and have processed over 150 million customers' transactions for renowned businesses and charities across the UK and beyond.

If your Direct Debit application to us is successful, you will be granted access to our highly competitive rates, comprehensive services and transparent fee structure; ensuring you can make the most of our expertise across all areas of the BACS payment process.

Not all banks are able to provide their customers with Direct Debit services, which is inconvenient at best. Set-up times for those banks that do are often drawn-out due to a lack of communication and a generally more personable service. Your Direct Debit application may not even be accepted if your organisation is a newcomer and doesn't adhere to a specified sales turnover.

That is why it pays to come to SmartDebit. Our end-to-end Direct Debit services are designed to offer you peace of mind and all the support you need.

Submitting a Direct Debit application to a bank and setting up your BACS payment solution takes a minimum of two months with a bank, whilst new payers can be signed up within three weeks with us. We can also provide you with the in-depth advice a bank won't have time to offer you, as well as help with completing any forms, automated processing, the option for online Direct Debits and access to an expert Personal Direct Debit Manager.

Additional benefits of setting up Direct Debit collection with us includes a managed service suitable for organisations of all sizes, no requirement to invest in specialist BACS software, and the availability of discount savings.

Although you will be employing us as a Direct Debit bureau, you are guaranteed that your trading name will appear on the payer's bank details, not ours. As part of our Direct Debit services we will also offer you access to a full activity report on a monthly basis, which will be password protected for your security.

Overall, you are much more likely to submit a successful Direct Debit application and have access to much more inclusive Direct Debit services when you opt to use a Direct Debit bureau such as ours over a bank.

At SmartDebit, we adhere to the same strict standards as all leading banks and other payment schemes, so you can rest assured that a BACS payment plan from us will be delivered with absolute professionalism.

We are more likely to approve your Direct Debit application and provide a much more comprehensive service than any bank, and work hard to ensure that you understand every aspect of what we do for you.